M.E.C Mortgages

M.E.C Mortgages

We find the best mortgage provider for you, giving you guidance and advice throughout the entire buying process.

What we do

We research the whole of the market to find the best mortgage provider for you, offering you guidance and advice throughout and every time you need thereafter. Specialising in help to buy, we have helped a number of clients with their mortgage needs including first time buyers, second homes, remortgage, debt consolidation, homemovers, and we can even help if you want to stay with your existing provider.

We also offer services to customers with adverse credit that may have been turned away elsewhere. We work hard to get you the right mortgage, using our many years of experience and our relationships with lenders to get your mortgage approved with simplicity and ease.

With experience working with high net worth clients and a 1-2-1 specialist service, we utilise our range of exclusive offers, delivering a tailored personalised service with rates to match. You will see how M.E.C Mortgages does things differently!

*Think carefully before securing other debts against your home

Aftercare

Being part of the M.E.C family, we will help you throughout your financial future and beyond because your mortgage doesn’t stop when you get the keys. That’s why here at M.E.C Mortgages we have a robust aftercare service.

We keep you informed and remind you when your mortgage is ready to be reviewed, avoiding those huge rate increases. As things in your life change, your dedicated advisor will be on hand to help you make the most of your finances, whether it’s reviewing your financial goals and protection after having a baby to wanting that little bit more space. Your advisor will have all your information ready to help you on your next journey.

Remortgage

Searching through the entire market to find the ideal mortgage for you.

Remortgage and releasing money from your home

Remortgaging can be a stressful time finding the right deal, and what if your circumstances have changed? Many people end up staying with the same lender on higher rates or looking at comparison sites which offer a limited view of lenders and rates, that you may not even be eligible for! It can be a minefield, but that’s where we come in.

Not only will we guarantee that you receive incomparable advice ensuring your new mortgage is right for you, we will look through the whole of market with hundreds of mortgage options, to find the right mortgage to suit you.

We research and find the most competitive rate for your needs and if we find your existing provider is the best, we will take the hassle out and process the switch with them, so you don’t need to lift a finger!*

*product transfer service only available with limited lenders

Property Valuation

Utilising specialist tools from Rightmove and Hometrack, not available to the consumer, we can help give an idea of the value of your existing or new home, providing you with a summary report. We offer a unique service that can help minimise issues with the mortgage further down the line.

Using systems that many lenders use themselves, cutting out the guess work and saving you time and money, and sometimes even saving the purchase from falling through.

We can help search the history of any new home you’re buying, to help negotiate and make offers, navigating the tricky job of finding and securing your new home at a good price.

Property Valuation

A unique service that can help minimise any potential mortgage issues further down the line.

Solicitors

We work closely with your chosen solicitor, ensuring everything runs smoothly and quickly, and with minimal hassle.

Solicitors

We are proud to work with a panel of legal professionals, in order to recommend the right solicitor for you.

We will work closely with your chosen solicitor, ensuring everything runs smoothly and quickly, with minimal hassle and one less thing for you to worry about.