Welcome to M.E.C Mortgages

Your Journey Through Homebuying And Beyond

M.E.C Mortgages

Providing invaluable whole of market advice at whatever stage of your journey you may be.

M.E.C Protect

Find out more about what protection can do for you and the FREE protection service we offer.

M.E.C Commercial

 We offer services for investment and commercial customers including bridging, self build and support for UK homebuilders.

Mortgage Advice Done Differently

M.E.C Mortgages works directly with high street banks, building societies and specialist mortgage providers to give you invaluable advice on your mortgage and protection, with many different rates, exclusive products and options for you at whatever stage of your journey you may be.

We want to offer that special touch, becoming your personal mortgage broker for all your needs throughout your financial future.

With advice offerings for first time buyers, help to buy, homemovers, remortgage, buy-to-let, commercial, adverse credit, debt consolidation and more we’ve got you covered.

Call us today and let the M.E.C Mortgage family welcome you and help you on your homebuying journey.

It would be our pleasure to show you how we do things differently.

10,000

Hours of advice given

10+

Years of experience

7

Day’s a week Availability & Support

1000+

Mortgage and Protection options

Starting your homebuying journey

We will require some initial documents from you to ensure we are giving you correct and concise advice. We will invite you to your own secure client portal, enabling you to keep track of your mortgage progress, raise queries and upload documents. The advisor will work with you to understand what’s required and explain the next steps. Obtaining a copy of your credit report is an important part of this step and we can help you do this if you haven’t before.

What happens next?

Once we receive your documents we will issue you with our M.E.C Mortgages welcome pack. This will include all relevant information and give you helpful guides, along with a personalised folder and pen to help you keep track and take notes throughout your journey.

You will have an in depth meeting with your personal Mortgage and Protection Specialist, who will talk you through everything at your own pace, while formulating advice for your mortgage, protection or commercial needs.

Getting the offer

We handle everything, taking the stress off you! We have specialist tools to help you make offers, research the area you want to buy and even work out rental potential. We work closely with your estate agent and can recommend solicitors that are tried and tested, so the sooner you speak to us in your journey, the better for you.

Once your property offer is agreed, we set off researching all our lenders to secure you not only the best rates, but make certain it meets everything you need. We efficiently handle the applications and ensure you get your mortgage offer quickly, allowing you to focus on more important things, like what colour to paint the walls!

*A mortgage loan will be secured against your home or property.

Aftercare

Your mortgage doesn’t stop when you get the keys, that’s why here at M.E.C mortgages we have a robust aftercare service, so you don’t get any nasty surprises. Becoming part of the M.E.C family, we will help you throughout your financial future and beyond.

Ready to start your journey with M.E.C Mortgages?

Get in touch by email or call us on 01273 758519.

Expertise & Services

See below the many areas we can help, and take a look at our information pages for more details.

First Time Buyers

Own your dream home with the guidance of M.E.C Mortgages specialising in Help to Buy.

Remortgage

Remortgaging can be a stressful time. Let us help you by doing the work for you, but more importantly providing you with expert advice.

Solicitors

We work closely with your solicitor, ensuring everything runs smoothly and quickly, and with minimal hassle.

Investment Property & Builds

We offer a number of options for clients looking at investing in property or builds. From first time landlords to seasoned pro’s we have a range to suit you.

Protection

Using our knowledge and expertise, coupled with Defaqto’s extensive independent research and analysis, we can ensure you get the best possible advice and cover.

Company Tuition

We offer a tailored unique service, M.E.C Teach, for businesses, groups or charities who want to offer financial education for their employees.